ChatGPT Plus comes with premium features like priority access, unlimited image and video generation, and other advanced tools many Nigerians want. But there’s one big issue: Naira cards don’t work for ChatGPT payments.
Fortunately, Swyftpay has virtual USD cards that consistently work for Nigerians.
In this guide, we’ll show you how to pay for a ChatGPT Plus from Nigeria using Swyftpay’s virtual USD cards.
Why Nigerian Cards Get Rejected When Paying for ChatGPT Plus
There are 2 major reasons why Nigerian cards are rejected by ChatGPT and other international platforms :
- International transaction restrictions on Nigerian banks and,
- Limited dollar spending limits on traditional Nigerian bank cards.
These issues mean that even though you might have sufficient funds, your payment won’t be successful.
What You Need to Pay for ChatGPT Plus In Nigeria
To successfully subscribe to ChatGPT Plus from Nigeria, you’ll need:
- A Verified Swyftpay Account
Sign up at Swyftpay.io or download the mobile app on the Play Store or App Store. Then complete the Know Your Customer (KYC) verification which gets approved in just a few hours.
- Sufficient Funds In Your Swyftpay Wallet
Fund your Swyftpay wallet to cover the subscription fee, plus conversion fees and VAT charged by ChatGPT.
- A ChatGPT Account
If you haven’t registered yet, visit chat.openai.com to create a free account. Make sure your account is active and can access the free version before attempting to upgrade.
Step-by-Step Guide to Paying for ChatGPT Plus In Nigeria
Here’s a step-by-step guide to help you pay for a ChatGPT subscription in Nigeria:
Step 1: Create Your Virtual USD Card
- Log In To Your Swyftpay Account
Open the Swyftpay mobile app (available on iOS and Android) or visit www.swyftpay.io on your browser to log in.
- Create Your New Virtual USD Card
Navigate to the “Virtual Cards” section on the dashboard and select “Create Virtual Card” to create a new card.
- Select The Card That Works For You
Swyftpay provides you with the option to choose between two virtual USD card types — the “Permanent USD Card” and “Flashcard.”
- Flashcards are virtual USD cards that can only be funded once and expire after 30 days, so you don’t need to worry about your subscriptions auto-renewing.
- The Permanent USD card is ideal if you intend to keep paying for the ChatGPT subscription monthly.
- Fund Your Swyftpay Virtual Card
Proceed to fund your account with the amount needed for the subscription plan you need. Then convert the funds to USD and fund your USD virtual card.
⚡️Pro Tip: ChatGPT offers 2 personal subscription plans. So you want to fund your card above the amount needed for each subscription plan, plus extra charges like VAT.
Screenshot from ChatGPT’s website
Step 2: Access ChatGPT Plus Subscription Page
- Visit chat.openai.com and log in to your account.
Screenshot from ChatGPT’s website
- Click on the profile icon in the top left corner and choose “Upgrade Plan.”
Screenshot from ChatGPT’s website
- Choose the desired plan that fits your needs and proceed
Screenshot from ChatGPT’s website
- You’ll be taken to OpenAI’s payment processing page, where you can fill in your Swyftpay USD virtual card details and proceed to subscribe.
Screenshot from ChatGPT’s website
- Refresh your ChatGPT interface to see your new “Plus” or “Pro” status activated.
Make Faster Payments With Swyftpay
Paying for ChatGPT Plus from Nigeria doesn’t have to be complicated when you use the right tools. With Swyftpay’s virtual USD cards, you don’t need to worry about payment issues and enjoy all the benefits and features of ChatGPT’s premium AI capabilities.
Ready to upgrade your AI experience? Visit Swyftpay today to create your virtual USD card and subscribe to ChatGPT Plus within minutes.
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For any more questions, reach our customer care via email.
Frequently Asked Questions
- Is It Legal To Use Virtual USD Cards To Pay For ChatGPT Plus From Nigeria?
Yes, using virtual USD cards is completely legal in Nigeria. These services comply with CBN regulations and provide a legitimate way to make international payments online.
- How Much Does ChatGPT Cost In Naira?
This depends on the plan you want to go for. ChatGPT Plus costs $20 (about ₦32,000) per month, while ChatGPT Pro costs $200 (about ₦320,000) per month, depending on current exchange rates.
It is important to note that there might be extra fees (VAT) charged by ChatGPT, so you would need to have above the exact subscription amount on your card.
- Is Paid ChatGPT Worth It?
This depends entirely on your needs. But with a paid ChatGPT subscription, you would get:
- Access to GPT-4, the more advanced AI model with better reasoning capabilities.
- DALL-E integration, which generates images directly within your chats.
- Priority access, which means no waiting during high-traffic periods.
- Faster response times, which saves valuable time.
- Access to third-party tools and services through ChatGPT.
For professionals, businesses, and academic users, these features justify the subscription cost many times over.
- Do I Need A VPN To Use ChatGPT Plus From Nigeria?
No, you don’t. ChatGPT is available worldwide, including Nigeria. The main challenge is the payment process, which can be solved using virtual USD cards like the Swyftpay Virtual USD card.