AliExpress is packed with amazing deals, and if you’ve ever shopped there, you know how exciting it feels to find exactly what you’ve been looking for at the right price. You fill your cart, head to checkout, and then… your Naira card gets declined due to global restrictions.
It’s annoying, but this is the reality of many Nigerians. That’s why Swyftpay created virtual USD cards that make shopping on AliExpress possible for Nigerians.
So if you’re struggling to make payments on AliExpress with your Naira card, this guide will show you exactly how to pay on Aliexpress in Nigeria.
How to Pay on Aliexpress in Nigeria: Everything You Need
Before you start filling your cart on Aliexpress, you need to set up a few things:
- A Verified Swyftpay Account
Sign up and verify your Swyftpay account so you can create your virtual dollar card. It’s free and fast.
- A Preferred Swyftpay Card
Swyftpay has two card options – a Flashcard and a Permanent USD card.
Flashcards are USD cards that can only be funded once, but you can use them as many times as you like within 30 days. They’re perfect if you don’t shop on AliExpress often, as they expire after a month and help you avoid maintenance fees.
But if you’re a frequent shopper, you’ll want to go with a Permanent USD card instead. It stays active for around four years, but it does come with a $1 monthly maintenance fee.
- A Funded Swyftpay Wallet
Before heading to checkout on AliExpress, make sure your wallet has enough funds. To fund your USD card, simply deposit in Naira (NGN), convert it to USD, and top up your card.
How Can Nigerians Pay On AliExpress In 2025?
To make payments on AliExpress in 2025, you’ll need a verified virtual USD card from Swyftpay. Once that’s set up, here’s how you can make payments:
For Mobile Users (Android or iOS)
- Download and open the AliExpress app, then log in to your account.
Photo from Aliexpress
- Search for the product you want and click “Add to Cart” or “Buy Now.”
- Head to the profile page, navigate to “Cards”, and click on “Add new card”
Photo from Aliexpress
- Minimize the Aliexpress app and open your Swyftpay app.
- Tap Virtual cards → Create Virtual Card, then choose either a Flashcard (for one-time use) or Permanent USD Card (if you shop often).
Photo from Swyftpay
- Copy the virtual card details (number, expiry, CVV).
- Go back to AliExpress and paste those details into the payment section.
- Tap “Save,” and then you can proceed to checkout.
⚡️Pro Tip: Save your card so you don’t have to fill it in again for future purchases.
For PC/Mac Users (Browser Checkout)
- Visit Aliexpress and sign in to your account.
- Add the item(s) you want to your cart and click “Checkout.”
- When prompted to choose a payment method, select “Add New Card.”
Photo from Aliexpress
- Open another tab in your browser, log into your Swyftpay dashboard, and create a new virtual card.
Photo from Swyftpay
- Copy your card details and paste them into AliExpress (card number, expiry, CVV).
- Choose your shipping address in Nigeria and confirm the total amount.
- Submit the order and wait for confirmation via email or in-app.
Shop Anywhere with Swyftpay
…and that’s how to pay on AliExpress in Nigeria with your Swyftpay virtual USD card. Whether it’s Amazon, SHEIN, or any other store, Swyftpay has you covered.
Get started on Swyftpay now.
Read More
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For any more questions, reach our customer care via email
Frequently Asked Questions
1. Does Aliexpress Deliver To Your Door In Nigeria?
Yes, Aliexpress offers doorstep delivery. They use dispatch riders to deliver products, and these drivers call or text you before and on arrival.
2. Do You Need To Pay For Customs Or Clearance On Your Goods From Aliexpress?
No, you do not. As long as you pay the product costs and shipping fees, Aliexpress handles everything, including customs duties and clearance, and delivers your goods to you.
3. Which Nigerian Cards Work Best On Aliexpress
None. Nigerian cards often face transaction declines due to CBN restrictions. But virtual USD cards from providers like Swyftpay work best for making payments on AliExpress.
4. Can I Pay On Delivery With Aliexpress
No, you can’t pay on delivery in Nigeria. But you can place your order online and trust that it’ll be delivered to you.