How to Pay for Snapchat in Nigeria

Almost all social media platforms now have a premium, subscription-based version. And Snapchat isn’t left out. Snapchat+ gives subscribers access to new features, early access to experimental updates, and a more premium experience.

However, if you’re in Nigeria, you’ve probably faced the challenge of traditional bank cards getting rejected by Snapchat+ when making payments. Butttt with Swyftpay’s virtual USD card, you can avoid card declines and spending limits.

So let’s walk you through exactly how to pay for Snapchat Plus in Nigeria with Swyftpay’s virtual USD card.

How To Pay for Snapchat Plus in Nigeria

To make sure you have a smooth payment experience, make sure you have the following:

A Swyftpay account
Swyftpay’s virtual USD card
Funds to cover your desired Snapchat subscription plan
The Snapchat app is installed on your device
Internet connection (mobile data or Wi-Fi)

Step 1: Set Up Your Swyftpay Account And Virtual USD Card

Download the Swyftpay App

Download the Swyftpay app from the App Store or the Play Store. Or visit swyftpay.io to register and create an account.

Create Your Account

Fund Your Swyftpay Wallet

Once your account has been verified, top it up with sufficient funds for your Snapchat Plus subscription.

Create Your Virtual USD Card

Navigate to the “Virtual Cards” section and select “Create Virtual card” and choose the card type you need.

Swyftpay offers users two card options: the Flashcards and the Permanent USD card.

Swyftpay’s Flashcards allow you to make one-time USD subscriptions and payments. The card can only be funded once and expires immediately after one month, so you don’t have to worry about Snapchat auto-renewing.

The Permanent USD cards, on the other hand, last for about 3-4 years and can be used monthly for your Snapchat+ subscription. But there is a $1 monthly maintenance fee.

Screenshot from Swyftpay

⚡️Swyft Tip: If you want to keep your Snapchat+ subscription, use the Permanent USD card.

Step 2: Subscribe to Snapchat+ Using Your Swyftpay Virtual Card

For Mobile users (IOS/Android Users)

If you use an Android or iPhone, here’s how to pay for Snapchat Plus in Nigeria:

Open the Snapchat App

Launch Snapchat and log in to your account.

Screenshot from Snapchat

Access Snapchat+ Settings

Tap your profile icon in the top left corner, click on the settings icon on the top right part of the screen, and scroll down to Snapchat+

Screenshot from Snapchat

Choose Your Subscription Plan

Click on Subscribe and choose the subscription plan you want to go for; Monthly Snapchat+ subscription costs ₦250 while the Annual subscription costs ₦2300

Enter Payment Details

Follow the steps and proceed to submitting your payment information, select “Credit/Debit Card” and enter your Swyftpay virtual USD card details to complete your purchase:

Card number
Expiration date
CVV

P.S.: The Snapchat+ subscription must be done inside the Snapchat mobile app, not from the desktop.

Make Snapchat+ Subscriptions With Swyftpay

Don’t stress over subscribing to Snapchat+, especially when dealing with failed card payments. With SwyftPay’s virtual USD card, you can easily, securely, and reliably pay for Snapchat+ from Nigeria without any card declines.

Join SwyftPay today ⚡️

Frequently Asked Questions (FAQs)

1. Does Snapchat Pay Nigerians?

Yes, Nigeria is part of the countries eligible for Snapchat monetization payouts. Through the monetization program, Snapchat users can make money from the ads placed on their stories and spotlight videos that are longer than one minute. You can get more information on eligible countries and regions here.

2. How Much Does Snapchat Plus Cost In Nigeria?

As of 2025, the Snapchat Plus subscription costs ₦250 monthly, and the annual subscription costs ₦2300. You can follow the steps detailed above to pay for a Snapchat+ subscription easily and without any card declines.

3. How Do I Get Approved For the Snapchat Monetization Program

To be eligible for Snapchat monetization, you need to meet certain requirements:

You need to have 50,000 followers.
You need to be consistent by sharing content more than 25 times monthly on either Saved Stories or Spotlight.
Additionally, you must post regularly to Public Stories or Spotlight on at least 10 different days within the past 28-day period.
You need to show your content’s reach by achieving one of these engagement milestones within the past 28 days: either 10 million views on your Snaps, one million views on your Spotlight content, or audiences spending at least 12,000 hours viewing your content.

4. Can You Tell If Someone Has Snapchat Plus?

Yes, Snapchat+ subscribers are indicated by a star badge next to their name in chat, story views, and profile.

You might also notice them using premium features like custom app icons, exclusive Bitmoji backgrounds, or priority story replies to verified creators. Additionally, Snapchat+ users get custom notification sounds and effects that aren’t available to regular users.

How to Pay For Snapchat+ in Nigeria: Payment Options Explained